Changes
- ✓ Loss protection, with diminishing returns per extra stack
Upgrade
Insurance
Insurance is an upgrade. Each purchase protects part of the loss that is still left after earlier stacks.
Doesn't change
- ✕ Does not add a flat 25 points forever
- ✕ Does not change win chance
Stakeholder effect
Insurance is itself an upgrade. Stakeholder does not replace this formula.
Ticket price by floor
- Floor 17 Tickets
- Floor 210 Tickets
- Floor 313 Tickets
- Floor 416 Tickets
Short on Tickets for this purchase?
Protection
1 − (1 − 0.25)^n
25%
- 1 stacks25%
- 2 stacks43.75%
- 3 stacks57.81%
- 4 stacks68.36%
- 5 stacks76.27%
Challenge impact
- May help
- Surviving a loss while some damage still remains, so the result can still count as a loss.
- May interfere
- Full protection that refunds the whole wager can stop a loss streak. Insurance is partial, so a remaining loss can still count.
Is it worth buying?
A reasonable first buy when one loss keeps ending the run. Later stacks add less protection than the first.
FAQ
How does Insurance stack?
Protection is 1 − (1 − 0.25)^n. One stack is 25%. Two stacks are 43.75%, not 50%.
Does the fifth stack reach 100%?
No. Five stacks are about 76.27%.
Does Insurance stop a loss challenge?
Not by itself. A result can still count as a loss when some damage remains. A full refund is what turns the result neutral.